First, According to the current security mechanism of the Bank, the daily transaction amount for the designated and non-predesignated transfer accounts are as follows(The following amounts are in NT dollars):

Security mechanism Agreed transfer to account transfer Non-agreed transfer into account transfer Online agreed transfer to account transfer
Self bank Interbank transfer Self bank Interbank transfer Merge Self bank Interbank transfer Merge
Personal Others
User password 5 million 2 million - - - 5 million(Note) Single amount 50,000
100,000 daily
200,000 yuan per month.		 5 million
Chip financial card Single amount 50,000
100,000 daily
200,000 yuan per month.
Device authentication
(Safe and fast transaction)
Electronic Signature 15 million 5 million(2 million yuan each) 3 million 2 million(Excluding foreign exchange outward remittance) - 5 million 3 million 2 million
Remarks
  1. The above password / electronic signature / chip financial card / device authentication daily transfer limit calculation combined with 20 million yuan as the upper limit.
  2. The foreign currency transaction limits are combined.
  3. The mobile banking transaction limit is calculated in conjunction with the general online banking.

Second, other transaction limits and related regulations:

  1. (A) The total non-agreed transfer amount of the same customer, the first and second types of digital deposit accounts are limited to NT$50,000 per transaction, the daily limit is NT$100,000, and the monthly limit is NT$200,000; After the customer visits the service branch to apply for the "Agreed Transfer" function, the daily transaction limit set by different security control machines will be compared with the transaction limit of the Bank's general deposit account over-the-counter agreed transfer. For the third type of digital deposit account, the transfer limit for transfers to non-personal accounts, non-agreement transfers, and cross-bank transfers between personal accounts is limited to NT$10,000 per transaction, NT$30,000 per day, and NT$30,000 per month NT$50,000; the limit of non-agreed transfers to my bank account is NT$50,000 per transaction, NT$100,000 per day, and NT$200,000 per month; The transaction limit of over-the-counter and online agreed transfers transferred to my bank account is the same as that of the bank's general deposit account.
  2. (B) Transferring each of the contracted regular deposits and non-contracted accounts of the comprehensive deposits into each account, and the cumulative limit for the month is 1 million. (Applicable from September 1, 104)
  3. (C) "Payment/Tax" category:
    1. The Inter-bank transfer transaction with the "Financial Card" and "Device Authentication(Safe and fast transaction)" method and the "Password Method (SSL Mechanism)" to calculate the limit of inter bank contracted transfer amount.
    2. The "electronic signature" method combines the calculation of the inter-bank transfer transaction with the electronic signature and non-contracted transfer.
  4. (D) Fund purchase: The amount of funds transferred by the electronic transaction method (including Internet/voice) per person per business day, the total amount should not exceed the equivalent of NT$5 million.
  5. (E) Gold purchase: The minimum transaction volume is 1 gram per transaction, and the maximum number of transactions per day is 50,000 grams per account.
  6. (F) Foreign exchange transactions:
    1. Foreign exchange transfer / foreign exchange outward remittance:
      1. For mutual transfer between foreign currency and Taiwan dollar under the same account name, foreign currency settlement or settlement should be accumulated individually, and the maximum daily accumulation limit should be less than NT$500,000 (including counters of all branches of the Bank and all channels of electronic business) trade).
      2. Natural persons under the age of 20, the same foreign exchange deposit account, the transfer of accounts between different currencies, and the transfer of accounts between different accounts (including outward remittances) are calculated separately. The daily cumulative maximum limit should be less than NT$500,000.
      3. Individuals who purchase or close sale or foreign currency exchange the RMB or RMB to foreign currency : should accumulate separately, and the amount of each person's daily purchase through the account must not exceed CNY 20,000.(Consolidate the transactions of all branches of the Bank's counters and electronic business channels)
      4. Individuals who have national identity cards of the Republic of China can apply for RMB remittances to mainland China, and the limit per person per day is RMB 80,000 (including transactions at the counters of the Bank's branches and all channels of electronic business).
      ＊If RMB transactions are involved, individual accounts should still be subject to the limit of RMB 20,000.
    2. Foreign exchange inward remittance online payment:
      1. The deposit into the Taiwanese currency account should be less than NT$500,000.
      2. There is no limit on the amount of deposits into external accounts, but natural persons under the age of 20 should be lower than the equivalent of NT$500,000 per day.
  7. (G) Transferring the account without transaction amount limit items:
    1. Transfer transactions for different currencies in the same foreign exchange deposit account.
    2. Transfer transactions between demand deposits and time deposits in the same foreign exchange comprehensive deposit account.
    3. Note: If the online transfer-in account is a different account of your own, if the transfer-out and transfer-in currencies are both foreign currencies (that is, you transfer funds in foreign currency to different accounts of your own), the transaction limit is: equivalent to NT$5 million.